diff --git a/src/sse/handlers/chat.ts b/src/sse/handlers/chat.ts
index 446dbb61ea..cd110ce263 100644
--- a/src/sse/handlers/chat.ts
+++ b/src/sse/handlers/chat.ts
@@ -787,7 +787,7 @@ async function handleChatImplementation(
           ...(bypassProviderQuotaPolicy ? { bypassQuotaPolicy: true } : {}),
         }
       );
-      if (!creds || creds.allRateLimited) return false;
+      if (!creds || !("authType" in creds)) return false;
 
       // OAuth selection must happen atomically with occupancy reservation in the
       // actual dispatch. Availability preflight may finish well before a combo
diff --git a/src/sse/services/auth.ts b/src/sse/services/auth.ts
index 0e8e7c868c..1802423c44 100644
--- a/src/sse/services/auth.ts
+++ b/src/sse/services/auth.ts
@@ -654,6 +654,7 @@ type AnonymousFallbackProviderDefinition = {
   noAuth?: boolean;
 };
 function buildSyntheticNoAuthCredentials(providerSpecificData: JsonRecord = {}): {
+  authType: "none";
   apiKey: null;
   accessToken: null;
   refreshToken: null;
@@ -676,6 +677,7 @@ function buildSyntheticNoAuthCredentials(providerSpecificData: JsonRecord = {}):
   retryAfterHuman?: never;
 } {
   return {
+    authType: "none",
     apiKey: null,
     accessToken: null,
     refreshToken: null,
diff --git a/tests/unit/sse-auth.test.ts b/tests/unit/sse-auth.test.ts
index 4924eb741c..8e61ccef52 100644
--- a/tests/unit/sse-auth.test.ts
+++ b/tests/unit/sse-auth.test.ts
@@ -117,6 +117,13 @@ test("extractApiKey parses bearer headers and isValidApiKey validates persisted
   assert.equal(await auth.isValidApiKey(""), false);
 });
 
+test("getProviderCredentials identifies synthetic no-auth credentials", async () => {
+  const credentials = await auth.getProviderCredentials("opencode");
+
+  assert.equal(credentials?.connectionId, "noauth");
+  assert.equal(credentials?.authType, "none");
+});
+
 test("getProviderCredentials reports rate limiting when only inactive suppressed records remain", async () => {
   const retryAfter = futureIso();
   await seedConnection("openai", {