diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx
index 1f790cb920..37eb1eb122 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx
@@ -9,6 +9,9 @@ import {
   worstStatus,
   filterQuotasByVisibility,
   getHiddenQuotaRows,
+  computeCanEditCutoff,
+  computeCanRedeemResetCredit,
+  hasQuotaCutoffOverrides,
   type CardStatus,
 } from "./utils";
 import QuotaCardHeader from "./parts/QuotaCardHeader";
@@ -104,14 +107,11 @@ export default function QuotaCard({
     [connection, emailsVisible]
   );
 
-  const overrides = (connection.quotaWindowThresholds as Record<string, number> | null) || null;
-  const hasOverrides = !!overrides && Object.keys(overrides).length > 0;
+  const hasOverrides = hasQuotaCutoffOverrides(connection);
   const hasStaleData = !!quota?.stale;
   const displayRefreshedAt = quota?.stale?.since || refreshedAt;
-  const canEditCutoff = quotas.some((q: any) => q && typeof q.name === "string" && !q.isCredits);
-  const canRedeemResetCredit =
-    connection.provider === "codex" &&
-    quotas.some((q: any) => q?.isResetCredits && Number(q.creditCount ?? q.remaining ?? 0) > 0);
+  const canEditCutoff = computeCanEditCutoff(quotas);
+  const canRedeemResetCredit = computeCanRedeemResetCredit(connection.provider, quotas);
 
   return (
     <Card
diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/useQuotaVisibility.ts b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/useQuotaVisibility.ts
index d81ca635c9..983ef25bdb 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/useQuotaVisibility.ts
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/useQuotaVisibility.ts
@@ -29,7 +29,7 @@ export function useQuotaVisibility(tr: Translate, notify: NotifyLike) {
     let alive = true;
     fetch("/api/settings", { cache: "no-store" })
       .then((r) => (r.ok ? r.json() : {}))
-      .then((s) => {
+      .then((s: { quotaVisibility?: QuotaVisibilityMap }) => {
         if (alive) setQuotaVisibility(s?.quotaVisibility || {});
       })
       .catch(() => {});
diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx
index be1b7a451b..eb0dd17a97 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx
@@ -304,6 +304,25 @@ export function normalizePlanTier(plan) {
 
 // === Card Grid Helpers (T7) =================================================
 
+// Card action-availability derivations. Extracted from QuotaCard so its
+// `.some(...)` predicate branches don't count against the component's
+// cyclomatic-complexity budget.
+export function computeCanEditCutoff(quotas: any[]): boolean {
+  return quotas.some((q: any) => q && typeof q.name === "string" && !q.isCredits);
+}
+
+export function computeCanRedeemResetCredit(provider: string, quotas: any[]): boolean {
+  return (
+    provider === "codex" &&
+    quotas.some((q: any) => q?.isResetCredits && Number(q.creditCount ?? q.remaining ?? 0) > 0)
+  );
+}
+
+export function hasQuotaCutoffOverrides(connection: any): boolean {
+  const overrides = (connection.quotaWindowThresholds as Record<string, number> | null) || null;
+  return !!overrides && Object.keys(overrides).length > 0;
+}
+
 export const STATUS_EMOJI = {
   critical: "🔴",
   alert: "🟡",